Terms and conditions for subscription services

These terms govern your use of fynorathelios.sbs and all financial planning subscriptions offered. Please read carefully before engaging our services or using our website.

September 23, 2025

Acceptance of terms

By accessing fynorathelios.sbs or subscribing to our planning service, you accept these terms in full. Updates or changes may be made at any time in line with regulatory requirements. Continued use indicates your agreement.

Definitions

These definitions apply throughout our site and documentation:

• The term 'Service' means the subscription-based financial planning and advisory support described on this website.
• The term 'User' refers to any visitor or client who uses, subscribes to, or accesses content on fynorathelios.sbs.
• 'Advisor' refers to a qualified financial planning professional assigned to subscribers by fynorathelios.
• 'Fee' refers to the monthly payment as displayed in pricing sections.

Use of services

Our services are limited to ongoing financial planning review and advisor access per the plan selected. Services are only for UK residents and businesses unless otherwise agreed.

Eligibility

Subscribers must be over 18 and reside or operate within the United Kingdom. Valid contact and payment information are required.

Proof of eligibility may be requested at any time.

User responsibilities

It is your duty to provide accurate contact information and to use services ethically.

• Keep your account and subscription details up to date at all times.
• Use advisory content for planning purposes, not as regulated investment advice.
• Do not share confidential summaries or insights with third parties for commercial gain.
• Promptly report suspected breaches of confidentiality or security.

Prohibited uses

Certain activities are expressly forbidden:

• Impersonating others or falsifying identity while using our site or contacting support.
• Circumventing or breaching website security and access controls.
• Engaging in unsolicited promotional or commercial messaging to other users.
• Using advisor communications as investment or training material distribution.
• Reproducing or selling any part of the website’s intellectual property without prior consent.

Intellectual property rights

All content, trademarks, and intellectual property on fynorathelios.sbs are owned by fynorathelios or its licensors and protected by UK and international law. Unauthorised use or reproduction is prohibited.

User-generated content

Where enabled, users may submit feedback or comments. Such material must not breach third-party rights.

Privacy policy reference

All personal data processing complies with applicable laws as outlined in fynorathelios's privacy policy. Users retain rights of access and withdrawal where allowed. Ongoing updates will be shared on our privacy policy page. Read privacy policy

Disclaimer and limitations of liability

Advisory services offered here are for information only and do not replace professional advice.

Limitation of liability

fynorathelios is not responsible for financial choices made by clients or any third-party consequences of decisions based on website information or consultations.

Indemnity

Users agree to indemnify and hold harmless fynorathelios and its staff from claims arising from misuse of the site or services.

Dispute resolution and law

In the event of a dispute, users may seek resolution per UK jurisdiction.

Applicable law and jurisdiction

All use is governed by the laws of England and Wales.

Termination

Either party may terminate a subscription agreement with written notice, subject to payment for services up to that date.

Modifications

fynorathelios reserves the right to change site content, plans, or service terms at any time. Updates are published promptly online.

Severability

Unenforceability of one section does not affect the validity of the remainder.

Entire agreement

These terms and policies form the complete agreement between you and fynorathelios.

Contact and support information

Reach our support team with policy, fee, or subscription queries.